Prime Minister Narendra Modi on Wednesday urged citizens to participate in the ‘Your Money, Your Right’ movement, an initiative aimed at helping people recover unclaimed deposits, insurance proceeds, dividends and other financial assets.
Sharing his LinkedIn blog post on X, the Prime Minister said, “Here is a chance to convert a forgotten financial asset into a new opportunity. Take part in the ‘Your Money, Your Right’ movement!”
The campaign offers individuals a chance to convert forgotten financial assets into usable funds.
In his LinkedIn article, PM Modi highlighted that Indian banks currently hold about ₹78,000 crore in unclaimed deposits. Insurance companies have nearly ₹14,000 crore lying unclaimed, mutual fund companies around ₹3,000 crore, and unclaimed dividends amount to roughly ₹9,000 crore.
He said the initiative, launched in October 2025, was designed to ensure citizens can reclaim their rightful assets. Dedicated online portals have been created to enable easy tracking and claiming of funds: RBI UDGAM Portal for unclaimed bank deposits; IRDAI Bima Bharosa Portal for unclaimed insurance proceeds; SEBI MITRA Portal for unclaimed mutual fund amounts; and IEPFA Portal for unpaid dividends and unclaimed shares.
According to the Prime Minister, facilitation camps have been held in 477 districts across the country, with a focus on rural and remote areas. Nearly ₹2,000 crore has been returned to rightful owners so far through coordinated efforts by the government, regulators, banks and financial institutions.
PM Modi encouraged citizens to check whether they or their family members have unclaimed financial assets, use the available portals, and visit facilitation camps in their districts. He said the government aims to scale up the movement to ensure more people receive their pending dues.
