January 19, 2026 5:07 PM
Public sector banks sanction over Rs 52,300 crore in MSME loans under digital credit model
Public Sector Banks (PSBs) have sanctioned more than 3.96 lakh loan applications worth over ₹52,300 crore to Micro, Small and Medium Enterprises (MSMEs) under a new Credit Assessment Model (CAM) based on digital credit underwriting between April 1 and December 31, 2025. According to Finance Ministry, the digital credit assessment model, launched by PSBs in 2025, leverages borrowers’ digital footprints to enable faster, data-driven and objective appraisal of MSME loan applications. The syste...