Pradhan Mantri Jan Dhan Yojana

August 28, 2026 2:20 PM

PM Modi highlights transformative impact of Jan Dhan Yojana after 12 years

Prime Minister Narendra Modi on Friday highlighted the scale and impact of the Pradhan Mantri Jan Dhan Yojana (PMJDY) over the past 12 years, saying the financial inclusion programme has played a significant role in expanding access to formal banking and empowering people across the country. Sharing a thread posted by MyGovIndia on X, the Prime Minister said the Jan Dhan Yojana had delivered "unprecedented scale and transformative outcomes" and described its impact as unparalleled. MyGovIndia ...

August 28, 2026 1:34 PM

12 years of Jan Dhan: How India’s financial inclusion drive has expanded banking access, security and opportunity

Twelve years after its launch, the Pradhan Mantri Jan Dhan Yojana (PM-JDY) has emerged as a cornerstone of India's financial inclusion journey, expanding access to formal banking, credit, insurance, pensions and digital payments for millions of underserved citizens. Launched in 2014 as India's national mission for financial inclusion, PM-JDY has steadily widened the reach of the formal financial system. The number of Jan Dhan accounts has increased nearly fourfold, from 14.72 crore in 2015 to 5...

August 27, 2026 7:07 PM

12 Years of PMJDY: 59.09 Crore Accounts Opened, Deposits Reach ₹3.17 Lakh Crore

The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched by Prime Minister Narendra Modi on August 28, 2014, has completed 12 years, with more than 59 crore accounts opened, deposits of ₹3.17 lakh crore accumulated and 41.29 crore free-of-cost RuPay debit cards issued, marking a significant transformation in India’s financial inclusion landscape. Launched as one of the Prime Minister’s first programmes, PMJDY has emerged as the world’s largest financial inclusion initiative and a major inst...

June 16, 2026 12:53 PM

How India’s ‘Ease of Living’ push has reshaped housing, sanitation, banking and connectivity over 12 years

Over the past 12 years, India's development strategy has increasingly focused on improving everyday living standards through a combination of welfare schemes, infrastructure expansion, financial inclusion and governance reforms. The changes span multiple sectors, including housing, drinking water, sanitation, electricity, banking, transport and digital governance, with programmes targeting both rural and urban populations. The scale of these interventions is reflected in the numbers. More than ...

August 6, 2025 3:10 PM

Jan Dhan account holders can complete re-KYC at camps till September 30: RBI

As the Pradhan Mantri Jan Dhan Yojana (PMJDY) completes a decade, a large number of account holders are now due for re-KYC (Know Your Customer) updates, the Reserve Bank of India said on Wednesday. RBI Governor Sanjay Malhotra, in his Monetary Policy Committee (MPC) statement, said public sector banks have started organising re-KYC camps at the panchayat level across the country from July 1 to September 30. “The banks are organising camps at the Panchayat level in an endeavour to provide ser...

August 5, 2025 2:09 PM

PM Modi shares article on 11 years of Jan Dhan Yojana: bridging the banking gap for the poorest

Prime Minister Narendra Modi on Tuesday shared an article highlighting how the Pradhan Mantri Jan Dhan Yojana (PMJDY) has transformed access to financial services for India's poorest over the past 11 years. Calling the initiative a milestone in promoting dignity, self-reliance, and economic inclusion, the Prime Minister said that the scheme had bridged the longstanding gap between banks and the unbanked population. “Pradhan Mantri Jan Dhan Yojana has transformed access to financial s...

June 9, 2025 3:07 PM

Govt’s financial inclusion drive crosses major milestones with over 55 crore Jan Dhan accounts

Under the leadership of Prime Minister Narendra Modi, now in his 11th year in office, India’s financial inclusion efforts have reached unprecedented heights. The government’s flagship initiative, the Pradhan Mantri Jan Dhan Yojana (PMJDY), launched in August 2014 as part of the National Mission for Financial Inclusion (NMFI), has now crossed 55.02 crore account openings as of March 7, 2025. Of these, 36.63 crore accounts have been opened in rural and semi-urban areas, extending formal bankin...

March 19, 2025 10:39 AM

India achieves significant milestones in financial inclusion: over 55 crore Jan-Dhan accounts opened

India has reached significant milestones in financial inclusion, with the National Mission for Financial Inclusion (NMFI), launched through the Pradhan Mantri Jan Dhan Yojana (PMJDY) in August 2014, recording the opening of over 55.02 crore Jan-Dhan accounts as of March 7. Of these, 36.63 crore accounts are in rural and semi-urban areas, underscoring the scheme's reach in underserved regions. The Minister of State for Finance, Pankaj Chaudhary, shared this information in a written reply to the R...