Reserve Bank of India

December 9, 2025 1:00 PM

Centre, RBI protecting citizens from exploitation by unauthorised loan apps: Sitharaman

The government and the Reserve Bank of India (RBI) have introduced several measures to protect citizens from exploitation by unauthorised digital loan apps, Finance Minister Nirmala Sitharaman said on Tuesday. The government has been engaging regularly with the RBI and other regulators to curb the operations of unauthorised digital loan apps in the country. The RBI has operationalised a directory of Digital Lending Apps (DLAs) on its website, listing all apps deployed by regulated entities (RE...

December 5, 2025 11:34 AM

Rare goldilocks period: RBI Governor points to India’s high economic growth, low inflation phase

RBI Governor Sanjay Malhotra on Friday characterised India's current macroeconomic moment as a "rare goldilocks period", that marks high economic growth and exceptionally low inflation. The RBI reduced the policy repo rate by 25 basis points to 5.25 per cent, following a unanimous decision of the Monetary Policy Committee (MPC) at its meeting held from December 3 to 5. The committee cited strong growth indicators and sharply lower inflation as key factors enabling the rate cut. Announcing the ...

December 5, 2025 10:58 AM

RBI Governor revises inflation outlook downward to 2% for FY26, cuts projection by 0.6%

The Reserve Bank of India (RBI) on Friday revised its inflation outlook for the current financial year, FY26, projecting Consumer Price Index (CPI) inflation at 2 per cent—down by 0.6 percentage points from its earlier estimate. The announcement was made by RBI Governor Sanjay Malhotra while presenting the monetary policy. He said, “Inflation is likely to be softer than what was projected in October, mainly due to the fall in food prices. Considering all these factors, CPI inflation for th...

December 5, 2025 10:18 AM

RBI cuts repo rate by 25 bps to 5.25% amid robust GDP growth, record-low inflation

The Reserve Bank of India (RBI) on Friday reduced the repo rate by 25 basis points, bringing it down to 5.25 per cent. The decision was announced by RBI Governor Sanjay Malhotra after the conclusion of the three-day Monetary Policy Committee (MPC) meeting held from December 3 to 5. Governor Malhotra said the MPC conducted a detailed assessment of evolving macroeconomic conditions and the economic outlook before unanimously deciding to implement the rate cut with immediate effect. Announcing t...

December 5, 2025 10:08 AM

RBI Governor to announce policy rate today; experts split as Economists expect pause, Industry eyes cut

Reserve Bank of India (RBI) Governor Sanjay Malhotra will announce the policy rate on Friday as the three-day Monetary Policy Committee (MPC) meeting concludes. Financial markets remain divided on expectations, with economists largely anticipating a status quo, while several industry leaders argue that conditions are favourable for a rate cut. Economists believe the central bank may maintain its current stance, supported by robust economic indicators. India’s strong GDP growth of 8.2 per cent...

October 31, 2025 1:56 PM

RBI Completes ₹32,000 Crore Bond Auction, Highest Commission Seen in Green Bond Issue

The Reserve Bank of India (RBI) on Friday announced the results of the underwriting auction conducted on October 31 for Additional Competitive Underwriting (ACU) of select Government securities. The central bank set the cut-off rates for underwriting commissions payable to Primary Dealers for four different securities. According to the RBI statement, the 5.91 per cent Government Security (GS) 2028, with a notified amount of Rs 9,000 crore, saw a Minimum Underwriting Commitment (MUC) of Rs 4,...

October 3, 2025 7:49 PM

India stands out as rare anchor in volatile world: RBI chief

Despite global turbulence caused by trade friction and geopolitical shocks, India has been able to stand out as a rare anchor of stability in a volatile world, RBI Governor Sanjay Malhotra said on Friday. In his address at the fourth Kautilya Economic Conclave in Delhi, Malhotra said policy continuity, institutional resilience and reform momentum have enabled India to avoid major financial crises and remain among the fastest-growing large economies, with inflation projected to return to the RBI...

October 1, 2025 1:54 PM

RBI keeps repo rate unchanged at 5.5%, maintains neutral stance

The Reserve Bank of India (RBI) on Wednesday decided to keep the repo rate unchanged at 5.5 per cent, with the monetary policy committee (MPC) maintaining a “neutral” policy stance. A neutral stance implies that the central bank neither seeks to stimulate the economy nor tighten liquidity, balancing efforts to control inflation without impeding growth. RBI Governor Sanjay Malhotra said the inflation outlook has become more benign due to a sharp decline in food prices and recent GST rate cu...

September 21, 2025 3:16 PM

India’s forex reserves cross USD 700 billion, RBI reports third straight weekly rise

India’s foreign exchange reserves rose by USD 4.698 billion to USD 702.966 billion in the week ending September 12, according to the Reserve Bank of India’s latest Weekly Statistical Supplement. This marks the third consecutive weekly increase, with the reserves crossing the much-awaited USD 700 billion mark. The RBI data showed that foreign currency assets (FCA), the largest component of forex reserves, climbed to USD 587.014 billion, up by USD 2.537 billion. Gold reserves also surged, ris...

September 16, 2025 12:44 PM

RBI issues guidelines for payment aggregators, gateways to boost digital payment ecosystem

The Reserve Bank of India (RBI) on Tuesday issued detailed regulatory guidelines for Payment Aggregators (PAs) and recommended baseline technology standards for Payment Gateways (PGs) in a bid to enhance safety, transparency, and resilience in the country’s fast-growing digital payments ecosystem. In its notification titled “Guidelines on Regulation of Payment Aggregators and Payment Gateways,” the central bank clarified that PAs, being entities that handle funds, will be directly regulat...