April 22, 2025 6:13 PM

RBI issues revised LCR guidelines for banks, effective April 2026

The Reserve Bank of India (RBI) has released updated guidelines for the Liquidity Coverage Ratio (LCR), introducing key changes that will take effect from April 1, 2026. The revisions are aimed at strengthening the liquidity resilience of Indian banks and bringing domestic regulations in line with global standards.   As per the new guidelines, banks will be required to assign an additional run-off rate of 2.5 per cent to deposits made through internet and mobile banking channels by retail and...